Everything you need to know about homeowners insurance

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Your home is probably the most significant purchase you’ll make in your entire life, but with so much to learn in such a small amount of time, it can be hard knowing where to turn when it’s time to protect your investment.



Enter Square One. We put together this comprehensive article to give you the tools you need to make sure you’re properly protected. There’s a lot to cover here but stick with us and you’ll know everything there is to know about insuring your home. If you’re curious about a part of the process, then you can skip ahead using the Topics menu.

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Car insurance buying guide 2020: What young drivers need to know

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Getting your first car is an exciting milestone for many young adults, but it can be tricky to wrap your head around what type of insurance you need.   

This guide can help you choose the best option for you — and it may even save you a few bucks.    


Justin Urbas Car Insurence

What type of car insurance should I get?

Figuring out what type of car insurance you need isn’t too hard, once you get the gist of it. Most insurers, including AAMI, offer a few levels of cover to choose from. You may need to buy more than one level, depending on what you need.

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7 Tips to Get the Most Out of Your Health Insurance

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Your health insurance can help you keep your healthcare costs manageable. But many families may not be maximizing the benefits their insurance provides—and could be paying significantly more than they need to for healthcare as a result. Here's how to ensure you get the most out of your insurance policy.


1. Choose the right plan for your family. Before you simply stick with the same insurance plan each year, make sure that you look at what kinds of medical and dental needs your family currently has. If you have orthodontal work on the horizon, or someone in your family was just diagnosed with a chronic illness, make sure you choose the plan that covers those best.

 More: https://www.parents.com/parenting/money/insurance/tips-to-get-the-most-out-of-your-health-insurance/

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8 Ways to Get the Cheapest Car Insurance Rates Possible

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 None of us wants to spend more than we need to for car insurance, but it isn’t always obvious how to get lower rates.

Dozens of insurance companies, large and small, are vying for your business. Many have an eye-glazing assortment of policy options, making it hard to compare policies and figure out who’s offering lower car insurance rates.




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5 Tips for Buying Car Insurance for Teenagers

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No two words can fill parents with more unutterable dread than "teenage drivers." If your kids are approaching driving age, you may be wondering how to minimize the costs of insurance, or even whether you should add your teen to your insurance policy at all. It's a tough choice to make: After all, insurance policies that include teen drivers can add more than $1,000 per year to your premiums.


Why is it so expensive to insure teen drivers? Insurance companies calculate premiums based on the risk of an accident. After all, the greater the risk, the greater the chance they'll have to pay on a driver's claim. And who are the riskiest drivers in the world? Teens. According to the Centers for Disease Control (CDC), drivers between the ages of 16 and 19 are four times more likely to crash than drivers of other ages. Even though teens only make up about 14 percent of all the drivers on U.S. roads, they account for nearly 30 percent of auto-related injuries, calculated by cost.
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Rental Car Insurance Tips

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If you don’t book your vehicle through USAA’s rental application, you would have to decline the car rental coverage provided by the rental organization to be covered by the benefits supplied by your USAA credit card. Irrespective of whether you’re insured through your charge card, you always need to use it in order to spend money on the rental as it probably will offer you protection against unauthorized charges made by the rental company on your card for services which you did not accept. For instance, if your charge card company already has you covered for rentals, you don’t require extra coverage from your carrier.

Rental companies have many heights of damage waivers. The same is true for towing and roadside assistance if you own a plan with an AA program. US residents can choose a daily or yearly insurance policy policy.
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Tips About Insurance

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5 best insurance tips for millennials


If you’re a millennial, you know this definition all too well. You’ve reached the age where you may be taking out student loans, buying or renting a place to live, having kids and, ultimately, purchasing insurance. These major life events for millennials make it extremely important to have a financial security net. And that’s exactly what insurance is: a financial security net. So it’s troubling that a survey from Princeton Survey Research Associates International named millennials the most underinsured generation.
There are many reasons why people of all generations avoid purchasing insurance. It‘s often seen as a big investment, but that doesn’t necessarily mean that it’s an expensive one. In fact, insurance probably costs less than you think. For instance, according to the National Association of Insurance Commissioners (NAIC), millennials overestimated the cost of renters insurance by more than five times its actual cost per year.

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