5 REASONS WHY USING PREPAID PAYROLL CARD IS THE BEST ALTERNATIVE TO TRADITIONAL PAYROLL METHODS

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A highly challenging task for businesses these days is handling payroll activities. From dealing with the paperwork and the complex procedures to facing the risk of cheque fraud on a regular basis, the inefficiency that traditional cheque payments bring are considered to be inconvenient and are a burden to any accounting team. These reasons, amongst others, are why businesses are switching to prepaid payroll cards as their primary payroll solution.

Prepaid payroll cards work just like a debit card issued from a bank. With it, employers can pay salaries directly to employee’s cards on payday easily. A number of key benefits of using prepaid payroll cards exist. Here are a few:

1 Simplified Procedures

Payroll can be a hugely time consuming task for businesses. The practice of paying employees their contracted salary through loading funds onto their prepaid payroll card electronically greatly simplifies and cuts-down on the work load and time cost. After each payroll cycle, receipts can be issued. This means that all the traditional hassle with regards to accounting activities are no longer applicable.

More at: http://www.expert-insurance.net/5-reasons-using-prepaid-payroll-card-best-alternative-traditional-payroll-methods/
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Justin Urbas - These 5 Insurance Websites Are Blowing Consumers’ Minds

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I’ve compared insurance websites and agency offices quite a bit in past presentations.

Because the offline real estate customers used to “do business in” is now online.

Here’s the big difference though.

Your offline real estate (aka your office) doesn’t change very much.

Your online real estate does.

A website is ever-evolving. It’s the complete opposite of static. It moves at the pace of advancing technology.

I’ve been spying on these 5 insurance websites over the past year and none of them are the same now as they were when I first started stalking.

Here’s where their current iterations excel.

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10 Tips For Dealing With Lost Luggage

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Tis the season for flight delays.

And when they happen, it's not just passengers that get waylaid - often baggage does too. This year, it happened to me not once, not twice, but three times. It pretty much sucked for me, carving out time to file a claim and shop for replacement clothing, toiletries and personal items, all while worrying about my bag's whereabouts and whether I'd ever get it back. (Yes, First World problem, I know.)

It couldn’t have been much fun for the airlines either, having to spend staff time and resources getting my info, locating my bag, sending it special delivery and dealing with my kvetching.

More at: http://www.forbes.com/sites/andrewbender/2016/12/21/10-tips-for-dealing-with-lost-luggage/#49ad29f656b7
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10 tips for finding the right car insurance policy for you

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10 tips for finding the right car insurance policy for you

Securing car insurance can be a tricky business but to stay with the cover provider you have been with for the past few years is not always the best option.

This is because you may not be benefitting from the best deals on the market, so for a clear idea of what to look for when taking out a new policy, read on.

If you often drive abroad for work purposes or to reach holiday destinations then it is worth checking how much cover you will have for this. Often motorists assume they are enjoying the same standard of protection when driving overseas as they do while in the UK, but in many cases it actually drops down a level – so you may wish to inquire about this during your research.

Further to this, it could be worth checking what level of cover you can enjoy driving a car that is not the one named in your policy.

More at: https://totallymotor.co.uk/10-tips-for-finding-the-right-car-insurance-policy-for-you/
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How Long Does It Take the IRS to Release Your Refund?

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After filing your tax return, you may be anxious to get the extra cash you want to spend on a treat for you and your family or repay debt or however you plan to spend your Internal Revenue Service (IRS) refund.

IRS tax filing can be done using a tax preparer or electronically with the use of tax preparation software. If you file electronically you can expect a refund in less than three weeks. The IRS recommends direct deposits in which you can expect your IRS refund within 6-8 days. The IRS standard for manually filed refunds is 6-8 weeks from the date the IRS receives your return.

When your return is received by the IRS your information is checked before it can be processed. Barring any complications, you will receive your refund in less than a month.

More at: http://www.usefinancialtips.com/long-take-irs-release-refund/
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Justin Urbas - How Long Does It Take the IRS to Release Your Refund?

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After filing your tax return, you may be anxious to get the extra cash you want to spend on a treat for you and your family or repay debt or however you plan to spend your Internal Revenue Service (IRS) refund.

IRS tax filing can be done using a tax preparer or electronically with the use of tax preparation software. If you file electronically you can expect a refund in less than three weeks. The IRS recommends direct deposits in which you can expect your IRS refund within 6-8 days. The IRS standard for manually filed refunds is 6-8 weeks from the date the IRS receives your return.

When your return is received by the IRS your information is checked before it can be processed. Barring any complications, you will receive your refund in less than a month.

Your IRS refund may take a bit longer than expected if:

There are mechanical errors:

If the IRS detects any errors on your return it may be flagged for manual processing. Your entire return will have to be filed manually and the process will have to be restarted.

More at: http://www.usefinancialtips.com/long-take-irs-release-refund/
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Justin Urbas - Family Income Benefit Insurance

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Family Income Benefit insurance is one of the best ways to provide financial aid to your family in your absence. Now, your death might be the last thing on your mind at present but you won’t really want your family to be left in a lurch in your absence. You should take all due measures in order to secure a safe financial future for your family. As already mentioned, the family income benefit policy can be considered to be a worthy investment in this regard. As we progress through this post, we’ll come to know more about its particular benefits, but at first let’s go through its general features.

Features

The policy pays the benefits as tax-free monthly or annual earnings instead of a huge sum of money to the family of the insured after his death.

The cover only pays out the benefits if the policyholder dies within the tenure of the policy.

More at: http://www.financeplaza.org/family-income-benefit-insurance/
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Justin Urbas - How to get Cheap Antique Auto Insurance

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Saving money in everything that you do, that at the end gives you more money to spend. Back in the day people did not have much of a choice, but luckily for us we are living in the 21st century and we can find good and reliable information on the internet easily. To make it even easier we have given this “How To” on the specific topic called “Antique Auto Insurance”.

To better understand how it all works you will need to understand two things.

What Is an Antique Car?

An antique auto mobile is considered a car that is over 25 years old. You might be thinking now that you have that type of car, and it is somewhere buried in your backyard. It is not that simple there are some special conditions on which your car can apply for this type of insurance.

Most insurance companies have stated that your car needs to have been used on a limited basis, maintained in good shape, restored or preserved.

If you think that your car fits these conditions then you can move on to the next one.

More at: http://insurancewhisper.com/page/2
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How to Get the Best Self Employed Health Insurance

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You have gone through a lot of work and at long last you are self employed. This is where the headaches come in because in the U.S. every worker needs to have minimum coverage. There are more ways to deal with this, and even though it will cost you some time, know that your life is worth much more than gold. So let’s get to it, here are great ways to get “Self Employed health Insurance”.

What it means to be self employed

To get things started first you will need to know if you are qualified for this type of insurance, by this we mean are you self employed. According to “Obama Care” you are considered self employed if you are your own boss (run the business), an independent contractor or you are a freelancer. Another way in which you are considered self employed is if you are in a partnership that owns that business.

More at: http://insurancewhisper.com/how-to-get-the-best-self-employed-health-insurance.html
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Tips To Overcome The Financial Challenge Of Retiring Single

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Retiring as a single person? Whether by choice or as the result of divorce or death, when you go it alone in retirement, financial preparedness is essential. And yet a 2016 study by the Economic Policy Institute shows that less than half of all single people in the U.S. have retirement savings accounts—even those who are nearing retirement.

In some ways, the statistics are not surprising. If you’re single, you know:

More at: http://www.forbes.com/sites/northwesternmutual/2016/11/16/tips-to-overcome-the-financial-challenge-of-retiring-single/#686d1ed73daf
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Eight Tips For Talking Money With Adult Kids

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Are you uncomfortable having “the talk” with your kids? No, not that talk. The money talk. You may not be alone. More than one-third (34%) of millennial young adults admit they find it difficult to start conversations with their parents about saving and investing, according to the Fidelity Investments® Millennial Money Study.

More at: http://www.forbes.com/sites/fidelity/2016/11/21/eight-tips-for-talking-money-with-adult-kids/#36583eb36ab3
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Car Insurance: 5 Tips for Getting the Best Rate

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Global reinsurer Lloyd's to open India branch in early 2017

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“India was one of our biggest gaps. We plan to open India operations at the beginning of next year,” Nelsom said. In April this year, Lloyd’s had applied to the Insurance Regulatory and Development Authority of India (IRDA) to open a reinsurance branch in Mumbai.

More at: http://www.forbesindia.com/article/special/global-reinsurer-lloyds-to-open-india-branch-in-early-2017/43489/1
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Justin Urbas - A visual Glossary of Health Insurance

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Justin Urbas - Health Insurance Explained

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HealthAssure: Covering the corporate health insurance gap

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How do companies take care of their employees’ health? Ask human resource departments and, more often than not, the answer is: “We buy our employees an insurance policy.” While that takes care of hospitalisation and emergency treatment, it neglects primary and preventive health care.

It was this gap in the market that Varun Gera, 46, sought to fix when he set up HealthAssure in 2011. “Our aim was simple,” says Gera, founder and CEO of the company. “To tie up with a network of laboratories and doctors across the country, and offer companies a lump sum plan that they could then pass on to their employees.” If a company wants to conduct a regular health check-up for employees, it can sign up and the HealthAssure network across India would help facilitate the check-ups. The company has access to laboratories in cities as diverse as Tezpur in Assam, Bhuj in Gujarat and Vijayawada in Andhra Pradesh.

More at: http://www.forbesindia.com/article/checkin/healthassure-covering-the-corpo-rate-health-insurance-gap/43577/1
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Travel Insurance - Top Tips & Advice

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4 common tax mistakes that should be avoided for saving money

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Every year lots of people make several mistakes while filing tax and thus, fail to save money. Thus, here David Justin Urbas pointed out some common mistakes that we often do. If you too face problems to file the tax every year, know these mistakes that you have to avoid this year.

Making unnecessary delay to file: Often we make unnecessary delay to file the taxes. These delays not only causes problems to get refunds later but also increase the chance of mistakes because of last minute rush.

Filing in conventional way: Most of the people still use the paper based forms to file taxes although online forms are available. It also increase the chance of errors and slows down the whole process. So, when it comes to tax refunds, excessive dependence on paper works can cause lots of problems.

Not updating the household conditions: David Justin Urbas considers that changing living arrangements can have great impacts on taxes. For example, if you have kids or you have been divorced recently, you might experience significant alterations in taxes applicable on you.

Deducting business expenses improperly: If you are running a business, you must be eligible for some tax deductions for the expenses. However, often the people do not have clear idea on expenses which can be deducted from tax. As a result, they file these improperly. It is found that the business owners sometimes claim too much or too less expenses while filing taxes. It might happen that you are claiming entertainment costs for your business or a large portion of home-office while forgetting other important deductible expenses. Because of these mistakes, you savings can reduce greatly.

While filing tax, you have to fill up lots of forms. Often the people do not have proper knowledge regarding this and make mistakes. David Justin Urbas suggests that you should update yourself about these policies to complete all the tasks correctly, Read more.
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Ensure Your Insurance

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Make your family ensured with these insurance tips by Justin Urbas

Ensure your Insurance from justinurbas on 8tracks Radio.

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Getting Cheaper Car Insurance

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Recently i found this great car insurance tips for amateur and how it is helpful in getting your job done without any stress
This video is shared by Justin Urbas for delivering a good car insurance with less interest rates then ever
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Car Insurance: How to Reduce Your Cost.

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In simplest way a car insurance is when you insure your car in an insurance company. Car insurance has many benefits not only the persons who owns the vehicle, but also for the society as a whole. Car insurance is a type of insurance that is purchased for car, trucks, motor cycles and other vehicles. The cost of your car insurance is determined by the type of car.
If you are looking for a cheap car insurance, then be prepared to spend sometime for it. Get various quotes from different companies. The things that can affect the cost of your insurance policy include factors such as where you live, how old you are, your occupation, how many other drivers are on the policy etc. Also any additional areas of coverage that may or may not be optional and may or may not be chargeable. For better understanding, Justin Urbas bring a video for you. After some research work I found a video on you tube that could be really useful for you. See the video carefully and get a clear idea on how to reduce your cost for car insurance.
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